Construction Loans
Build Your Way
Build your future with us. Our construction loan is designed to offer you the flexibility, support and financial solutions you need to bring your vision to life. Reach out to apply today!
Streamline Your Build with Our Construction Loan
Our construction loan is tailored to make your building process as smooth as possible, transforming your plans into reality with comprehensive support. Here’s how we help you build your dream with confidence:
- Effortless Transition: Enjoy a single closing upfront, seamlessly moving into a 15, 20, or 30-year mortgage without extra fees.
- Flexible Rate Options: Choose from fixed or variable rates available for up to 30 years to match your financial plan.
- Initial Payment Ease: Benefit from interest-only payments during the first 12 months, easing your budget as you build.
- Generous Draw Requests: Access up to 25 draw requests at no additional charge, ensuring funds are available as your project progresses.
- Freedom to Prepay: Plan your finances without worry—there’s no penalty for prepaying your loan.
- High Loan-to-Value: Borrow up to 89% of your home’s appraised “as complete” value with a single General Contractor, meeting our underwriting requirements.
- Local Disbursements: Enjoy the convenience of having disbursements handled directly at your local branch, keeping your project moving smoothly.
How to get started
Our team is here to help guide you through securing your construction loan. It takes just three easy steps.
Step 1
Fill out the form at the bottom of this page and our team will be in touch.
Step 2
We’ll provide you a checklist of all the information you’ll need for your loan approval.
Step 3
Once we have the information needed, we’ll let you know if you’re approved and get you on your way to building your dream.
What your neighbors are saying
“You are a great banker, and most importantly, a wonderful person!! Thanks for your support and attention to my loan process.”
– Sue K., New Sharon
“Thank you so much for making this process as painless as possible!”
– Jenny G., Portland
“[Chrissy] served with great patience and professionalism in negotiating our construction loan.”
– Jan C., Wilton
Meet Our Lenders
Residential Lenders
Lorna Niedner
SVP, Director of Residential and Consumer Lending
Chrissy St. Laurent
VP, Loan Officer | Residential & Consumer Lending
Lindsay Coolidge
Loan Officer | Residential & Consumer Lending
Amy Smith
Loan Officer | Residential & Consumer Lending
Cortany Tinker
Loan Officer | Consumer Lending
Leanne Gagne
AVP, Loan Officer | Residential & Consumer Lending
April McLean
Loan Officer | Residential & Consumer Lending
Curtis Smith
AVP, Branch Manager | Consumer Lending
Amanda Lee
AVP, Branch Manager | Residential & Consumer Lending
Sherri Lewis
AVP, Branch Manager | Residential & Consumer Lending
Stacy DeMerchant
AVP, Loan Officer | Residential
Mariah Labbe
Loan Officer | Consumer Lending
Talk with our team
Fill out the form below, and one of our lending experts will be in touch with you in 1-2 business days.