Mortgages
Begin Your Journey
Home with Confidence
With a deep understanding of Maine’s unique housing market,
our team is here to turn the key on your ideal mortgage solution.
Start your journey home with us today.
Find Your Perfect Mortgage Match with Local Expertise
Your Home Financing, Tailored by Experts
As your dedicated partners from application to closing, and beyond, we ensure a personalized experience, crafting mortgage solutions that fit not just your needs but your dreams too. Recognized as Franklin County’s leading lender, we’re proud to offer innovative mortgage and refinancing options designed for you.
Empowering Your Homeownership Dreams:
- Customized Solutions: Whether you’re buying your first home, upgrading, or refinancing, our products are structured around your life.
- Up to 100% Financing: On primary residences, we offer up to 100% financing, subject to approval.
- Flexible Terms: Our mortgage plans come with the flexibility to suit your timeline, ensuring you find the perfect fit for your long-term goals.
- Competitive Rates: Benefit from some of the most competitive rates in the market, making your mortgage affordable and straightforward.
- Low Down Payments: With options for low down payments, stepping into your new home is easier and more accessible than ever.
- Unmatched Local Service: Experience the difference of local service with our lending experts, who are invested in our community.
What loans do we offer?
- Loans for Primary & Secondary Homes
- Refinancing
- Home Equity Lines of Credit
- Maine State Housing Authority Loans
- Home Construction Loans
- Mobile Home Loans
- Land Loans
- Seasonal Property Purchases
- Condominium Purchases
- Multi-Unit Owner Occupied Property Purchases
What your neighbors are saying
“You are a great banker, and most importantly, a wonderful person!! Thanks for your support and attention to my loan process.”
– Sue K., New Sharon
“Thank you so much for making this process as painless as possible!”
– Jenny G., Portland
“[Chrissy] served with great patience and professionalism in negotiating our construction loan.”
– Jan C., Wilton
Meet Our Lenders
Residential Lenders
Lorna Niedner
SVP, Director of Residential and Consumer Lending
Chrissy St. Laurent
VP, Loan Officer | Residential & Consumer Lending
Lindsay Coolidge
Loan Officer | Residential & Consumer Lending
Amy Smith
Loan Officer | Residential & Consumer Lending
Cortany Tinker
Loan Officer | Consumer Lending
Leanne Gagne
AVP, Loan Officer | Residential & Consumer Lending
April McLean
Loan Officer | Residential & Consumer Lending
Curtis Smith
AVP, Branch Manager | Consumer Lending
Amanda Lee
AVP, Branch Manager | Residential & Consumer Lending
Sherri Lewis
AVP, Branch Manager | Residential & Consumer Lending
Stacy DeMerchant
AVP, Loan Officer | Residential
Mariah Labbe
Loan Officer | Consumer Lending